Important Disclaimer
The tokens and protocols described herein have not been registered with any U.S. or other regulatory authority. Any offering of tokens may only occur where permitted by applicable law and only to eligible participants meeting all legal and regulatory requirements.
Introduction
World Liberty Financial Chain (WLFIC) pioneers a new era of decentralized finance (DeFi) to expand global financial inclusion, focusing on the unbanked and underbanked. WLFIC's mission is to democratize financial services while preserving individual sovereignty and privacy.
Built on Avalanche and advancing toward standalone L1 status, WLFIC provides secure, transparent, and low-cost infrastructure with peer-to-peer transaction support. By removing intermediaries and enabling cross-border remittances, WLFIC catalyzes inclusive, borderless finance.
We believe every person should be able to transact privately and securely—fundamental rights that have long been out of reach for many. WLFIC’s protocol delivers on these principles with accessible, sustainable, and practical blockchain utility.
The Protocol
2.1 Architecture
- Decentralized infrastructure for transactions & value transfer.
- Secure digital wallet services.
- Liquidity pools for stablecoins & crypto lending.
- Cross-border payment rails via mobile tech.
- RWA tokenization (Solar, Insurance, etc.).
2.2 Multi-Asset Support
- INR1 and USD1 token swaps.
- Regional stablecoins for emerging markets.
- Native WLFI governance token.
2.3 Integration & Scalability
- Feature expansion via Governance.
- Integration with Aave, Uniswap, etc.
- Horizontal scaling (4500+ TPS) without L2 complexity.
Global Access Passport (GAP)
Striking Change: The Global Access Passport (GAP) removes barriers to entry.
3.1 What is GAP?
- Decentralized Identity (DID) without legacy docs.
- Fiat-to-crypto bridging via real-world asset swaps.
- Zero-fee remittances for unbanked.
3.2 Impact
- Speed: 24/7 Remittances.
- Cost: Near-zero fees vs 3-5% legacy.
- Access: SMS/Biometric onboarding.
Key Differentiators
4.1 Zero-Barrier Onboarding
- Biometric or SMS onboarding—no complex wallets.
- No gas fees for first-time swaps (subsidized).
- Viral growth mechanics tailored for developing markets.
4.2 Sovereign Economic Incentives
- 50% protocol fees shared with validators/users.
- Privacy via ZKPs.
- Superior user yield vs. Solana/Ethereum.
Community Empowerment
Financial Inclusion
Secure DIDs and microfinance for the underserved.
Transparency
Immutable records prevent fraud in aid/subsidy distribution.
Economic Power
Asset tokenization opens capital access for real-world projects.
Remittances
80% faster, near-zero cost transfers using mobile rails.
Implementation Roadmap
Phase 1: Subnet Launch (3-6 Months)
Avalanche testnet, GAP beta, Airdrops in Africa/Asia, 10k+ TPS validation.
Phase 2: L1 Migration (6-12 Months)
Migration to standalone L1, DAO Launch, Fee-funded validator rewards.
Phase 3: Ecosystem Growth (12+ Months)
M-Pesa/UPI partnerships, 1M users goal, Expanded RWA integration.
Governance Platform
The protocol is community-guided via the $WLFI token. No holder may vote more than 5% of total supply to ensure fair distribution.
| Category | Description |
|---|---|
| Protocol Upgrades | Features enacted via multisig after votes. |
| Signaling Votes | Direction, partnerships, strategic focus. |
| Dynamic Rewards | DAO votes update reward APYs quarterly. |
The $WLFI Token
- Network: Ethereum Mainnet (future L1 bridge)
- Supply: 100 Billion
- Utility: Governance Rights
| Allocation | Percentage | Purpose |
|---|---|---|
| Token Sales | 33.89% | Gov. participant eligibility |
| Community & Incentives | 32.60% | Validator rewards, airdrops, DeFi |
| Co-Founder Allocation | 30.00% | Team/Dev allocation |
| Team & Advisors | 3.51% | Advisory services |
Incentive Design
Validator Incentives
- 8-15% Staking APY.
- Block emissions (5%/yr x 4yrs).
- Fee redistribution (50% post-L1).
User Incentives
- Zero-fee remittances via GAP.
- 2-5% APY for holding.
- 7-level referral rewards (Genesis-style).
Dynamic Incentive Models
Yields algorithmically adjust using oracle-fed TVL data. Rewards increase during low usage to incentivize growth and taper as the network matures.
| Timeline | Validator Rewards | User Rewards | Sustainability |
|---|---|---|---|
| Year 1-2 | 8-12% APY + emissions | 2-5% APY + airdrops | Emission-funded |
| Year 2-4 | 12-15% APY + 30% fees | 3-7% APY + referrals | Hybrid |
| Year 4+ | 8-10% APY + 50% fees | 2-5% APY + fees | Fee-funded |
Real-World Utility
| Redemption Type | Beneficiary | Integration |
|---|---|---|
| Mobile Airtime | Unbanked (Africa, Asia) | M-Pesa, Vodafone APIs |
| Micro-Insurance | Rural communities | AgriTech Partners |
| Solar Energy | Developing regions | RWA Tokenization |
| Bill Payments | Urban unbanked | UPI, Paytm, bKash |
Security & Audits
- Engagement of top-tier auditors (Trail of Bits, OpenZeppelin).
- Modular, upgradeable contract design.
- Public audits and bug bounties.
Roadmap Summary
- Near-Term (Q1-Q2 2025): Subnet deployment, GAP Beta, 10-20 Validators.
- Mid-Term (Q3-Q4 2025): L1 Sovereignty, 50+ Validators, Integrations.
- Long-Term (2026+): 1M+ Users, Institutional Expansion.
Vision & Ethos
Financial Inclusion
Remove barriers for the world’s 1.7 billion unbanked.
Privacy
Private, borderless transactions without surveillance.
"A world where decentralized finance serves all humanity—empowering, protecting, and building prosperity beyond borders."
Risks & Legal
- Risk Acknowledgment: Smart contract risks, regulatory changes, market volatility.
- Legal Status: $WLFI is not registered with any regulator. No equity rights.
- Forward-Looking: Delays and technical challenges may arise.
Conclusion
World Liberty Financial Chain is engineered to democratize finance, prioritize inclusion & sovereignty, and drive real-world adoption.
$WLFI holders are not just users—they're architects of the future of finance.